Returns calculator | Alderton Hale

Your total return after 25 years

£798,296about 6.7% a year on the £196,100 you put in

An illustration, not a forecast. It works out your own assumptions, before tax and the costs of selling. Capital at risk. Not a regulated investment.

Gross yield: 12.0%; A year’s rent over the price
Net yield: 11.3%; Year one, after costs
Rent received: £809,396; Over 25 years
Value at the end: £185,000; From £185,000

How the return builds

Rent received, after costs
Change in the home’s value
Buying costs
Total return

Three ways it could go

The rent is the lease’s; the value is the part nobody can promise. Here it is 2% a year either side of your assumption.

If values rose 2.0% a year£916,808
As you assumed: held level£798,296
If values fell 2.0% a year£724,937

The figures, year by year

Year 1
Rent
£22,200
Costs
£0
Value
£185,000
Total return
£11,100
Year 2
Rent
£22,866
Costs
£0
Value
£185,000
Total return
£33,966
Year 3
Rent
£23,552
Costs
£0
Value
£185,000
Total return
£57,518
Year 4
Rent
£24,259
Costs
£0
Value
£185,000
Total return
£81,777
Year 5
Rent
£24,986
Costs
£0
Value
£185,000
Total return
£106,763
Year 6
Rent
£25,736
Costs
£0
Value
£185,000
Total return
£132,499
Year 7
Rent
£26,508
Costs
£0
Value
£185,000
Total return
£159,007
Year 8
Rent
£27,303
Costs
£0
Value
£185,000
Total return
£186,310
Year 9
Rent
£28,122
Costs
£0
Value
£185,000
Total return
£214,432
Year 10
Rent
£28,966
Costs
£0
Value
£185,000
Total return
£243,398
Year 11
Rent
£29,835
Costs
£0
Value
£185,000
Total return
£273,233
Year 12
Rent
£30,730
Costs
£0
Value
£185,000
Total return
£303,963
Year 13
Rent
£31,652
Costs
£0
Value
£185,000
Total return
£335,615
Year 14
Rent
£32,601
Costs
£0
Value
£185,000
Total return
£368,216
Year 15
Rent
£33,579
Costs
£0
Value
£185,000
Total return
£401,796
Year 16
Rent
£34,587
Costs
£0
Value
£185,000
Total return
£436,383
Year 17
Rent
£35,624
Costs
£0
Value
£185,000
Total return
£472,007
Year 18
Rent
£36,693
Costs
£0
Value
£185,000
Total return
£508,700
Year 19
Rent
£37,794
Costs
£0
Value
£185,000
Total return
£546,494
Year 20
Rent
£38,928
Costs
£0
Value
£185,000
Total return
£585,422
Year 21
Rent
£40,096
Costs
£0
Value
£185,000
Total return
£625,518
Year 22
Rent
£41,299
Costs
£0
Value
£185,000
Total return
£666,817
Year 23
Rent
£42,537
Costs
£0
Value
£185,000
Total return
£709,354
Year 24
Rent
£43,814
Costs
£0
Value
£185,000
Total return
£753,168
Year 25
Rent
£45,128
Costs
£0
Value
£185,000
Total return
£798,296

Year	Rent	Costs	Value	Total return
1	£22,200	£0	£185,000	£11,100
2	£22,866	£0	£185,000	£33,966
3	£23,552	£0	£185,000	£57,518
4	£24,259	£0	£185,000	£81,777
5	£24,986	£0	£185,000	£106,763
6	£25,736	£0	£185,000	£132,499
7	£26,508	£0	£185,000	£159,007
8	£27,303	£0	£185,000	£186,310
9	£28,122	£0	£185,000	£214,432
10	£28,966	£0	£185,000	£243,398
11	£29,835	£0	£185,000	£273,233
12	£30,730	£0	£185,000	£303,963
13	£31,652	£0	£185,000	£335,615
14	£32,601	£0	£185,000	£368,216
15	£33,579	£0	£185,000	£401,796
16	£34,587	£0	£185,000	£436,383
17	£35,624	£0	£185,000	£472,007
18	£36,693	£0	£185,000	£508,700
19	£37,794	£0	£185,000	£546,494
20	£38,928	£0	£185,000	£585,422
21	£40,096	£0	£185,000	£625,518
22	£41,299	£0	£185,000	£666,817
23	£42,537	£0	£185,000	£709,354
24	£43,814	£0	£185,000	£753,168
25	£45,128	£0	£185,000	£798,296

Buying costs of £11,100 are taken off at the start.